Terms & Conditions – Credit Bandhu

Welcome to Credit Bandhu. By accessing and using our website or services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. General Information

  • Credit Bandhu acts as a Direct Selling Agent (DSA), connecting customers with banks, NBFCs, and financial institutions for loan products and services.

  • We do not directly provide loans; final approval is always subject to the respective lender’s policies and eligibility criteria.

2. Eligibility

  • You must be at least 18 years old and a resident of India to apply for any loan services via our platform.

  • By submitting your application, you confirm that the details provided are true and accurate.

3. Services Offered

We help customers with:

  • Personal Loans

  • Business Loans

  • Overdraft Facilities

  • Other financial products as per partner banks/NBFCs

4. Information Accuracy

  • You are responsible for providing correct, updated, and complete information while filling out forms.

  • Credit Bandhu will not be liable for any delays or rejection of applications caused due to incorrect or false details.

5. Third-Party Links & Partnerships

  • Our website may contain links to third-party sites (banks, NBFCs, partners).

  • Credit Bandhu is not responsible for the privacy practices, content, or policies of such third-party websites.

6. Fees & Charges

  • Credit Bandhu does not charge any upfront fees from applicants for loan applications.

  • All processing charges, interest rates, and fees are directly levied by the respective banks/NBFCs.

7. Limitation of Liability

  • Credit Bandhu will not be held liable for any financial losses, rejections, or damages resulting from loan applications.

  • Loan approvals, interest rates, and terms are solely decided by the lending institution.

8. Privacy & Data Use

  • We value your privacy and ensure that your personal details are protected in line with our Privacy Policy.

  • By using our services, you agree that Credit Bandhu can share your details with partner banks/NBFCs for loan processing purposes.

9. Changes to Terms

  • Credit Bandhu reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice.

  • It is your responsibility to check this page periodically for changes.

10. Contact Us

For any queries regarding these Terms & Conditions, you can reach us at:
📧 [Your Email Here]
📞 [Your Phone Number]