Privacy Policy

Last updated: 29-09-2025

At Credit Bandhu, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website or apply for our loan services.


1. Information We Collect

When you use our services, we may collect the following details:

  • Full Name, Email, and Contact Number

  • Date of Birth, Gender, and Address

  • Employment and Income Details

  • CIBIL / Credit Score Information

  • Loan Requirements (amount, type, tenure)

  • Supporting documents such as PAN Card, Aadhaar Card, Bank Statements, Salary Slips, etc.


2. How We Use Your Information

We collect this information to:

  • Verify your identity and loan eligibility

  • Connect you with suitable banks/NBFCs and lending partners

  • Communicate loan offers, approvals, and updates

  • Improve our services, website, and user experience

  • Comply with legal and regulatory requirements


3. Sharing of Information

We do not sell or rent your personal data. However, we may share your details with:

  • Partner banks and NBFCs for loan processing

  • Authorized service providers (IT, verification agencies, etc.)

  • Regulators, law enforcement, or government bodies (if legally required)


4. Data Security

  • We use secure servers, encryption, and access controls to safeguard your data.

  • However, no online transmission is 100% secure. By using our services, you accept this risk.


5. Cookies & Tracking

Our website may use cookies to:

  • Analyze visitor behavior

  • Improve website performance and personalization

  • Manage advertising campaigns

You can disable cookies in your browser settings, but some features may not work properly.


6. Your Rights

You have the right to:

  • Access and update your personal information

  • Request deletion of your data (subject to regulatory guidelines)

  • Opt-out from marketing communications at any time


7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their policies separately.


8. Policy Updates

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date.


9. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us:

Email: support@creditbandhu.com
Phone: [Your Contact Number]
Address: [Your Office Address]